Pradhan Mantri Awas Yojana (Urban). It is a flagship housing scheme launched by the Government of India in 2015 to provide affordable housing to the urban poor, including economically weaker sections (EWS), low-income groups (LIG), and middle-income groups (MIG).
Key Features:
- Objective: Achieve “Housing for All” by 2022, extending until Dec. 2025.
- Focus: Provide pucca houses with basic amenities.
- Implementation:
- In-Situ Slum Redevelopment
- Credit-Linked Subsidy Scheme (CLSS)
- Affordable Housing in Partnership (AHP)>
- Beneficiary-Led Individual House Construction or Enhancement (BLC
- Target Beneficiaries: Urban poor, including slum dwellers.
- Subsidies: Interest subsidies on home loans for eligible groups.
The Mission covers the entire urban area consisting of Statutory Towns, Notified Planning Areas, Development Authorities, Special Area Development Authorities, Industrial Development Authorities or any other authority under State legislation which is entrusted with the functions of urban planning & regulations. Beneficiary will get benefit from one of above four component.
Progress of Projects
| Sl No. | PMAY (Urban) | BLC | AHP | CLSS |
|---|---|---|---|---|
| 1 | Total Sanction DUs | 25698 | 15960 | 19919 |
| 2 | COMPLETED | 13570 | 2680 | 19919 |
| 3 | IN PROGRESS | 9869 | 13264 | 0 |
The Pradhan Mantri Awas Yojana (Urban) has been upgraded to PMAY-U 2.0, aiming to provide affordable housing to urban poor and middle-class families in India. This phase, effective from September 1, 2024, focuses on constructing 1 crore new houses over five years.
Key Features of PMAY-U 2.0:
- Beneficiary-Led Construction (BLC): Assists individuals in constructing their own homes.
- Affordable Housing in Partnership (AHP): Collaborates with private developers to provide affordable housing options.
- Affordable Rental Housing (ARH): Introduces rental housing solutions to benefit the migrant population and working poor.
- Interest Subsidy Scheme (ISS): Offers interest subsidies on housing loans for eligible beneficiaries.
The scheme emphasizes convergence with other government initiatives like the Smart Cities Mission and Swachh Bharat Mission to ensure comprehensive development.
Online applications for PMAY-U 2.0 are now open. Eligible individuals can apply through the official PMAY-U website or contact their Urban Local bodies (ULBs) or authorized Common Service Centers (CSCs)
For detailed guidelines and application procedures, please refer to the official PMAY-U 2.0 guidelines.
https://pmay-urban.gov.in/pmay-u-2.0-guidelines